This study examines the influence of socioeconomic status (SES) on maternal health
outcomes in Nigeria using data from the 2018 Nigeria Demographic and Health Survey
(NDHS), conducted by the National Population Commission in collaboration with ICF
International. A Structural Equation Modeling (SEM) framework was employed to assess
both direct and indirect relationships among socioeconomic factors, maternal health
utilization, and health outcomes. The measurement model was validated using Confirmatory
Factor Analysis (CFA), with all observed variables demonstrating strong factor loadings (≥
0.72), confirming construct validity. Convergent validity and reliability were further
supported by satisfactory Composite Reliability (CR ≥ 0.85) and Cronbach’s Alpha values (≥
0.83). The structural model results reveal that socioeconomic status has a significant positive
effect on maternal health utilization (β = 0.41, p = 0.002) and maternal health outcomes (β =
0.32, p = 0.009). Furthermore, decomposition of effects shows that SES exerts an additional
indirect effect on maternal health outcomes through utilization (β = 0.15), yielding a
substantial total effect of β = 0.47. This confirms a partial mediation mechanism, where
improved socioeconomic conditions enhance healthcare utilization, which in turn leads to
better maternal health outcomes. The model explains 42% (R² = 0.42) of the variance in
maternal health utilization and 47% (R² = 0.47) of the variance in maternal health outcomes,
indicating moderate to strong explanatory power. Effect size analysis shows that SES has a
medium effect (f² = 0.18) on maternal health utilization. Additionally, multicollinearity
diagnostics indicate no significant concerns (VIF < 5), ensuring the robustness of the
estimates. The findings underscore the critical role of socioeconomic empowerment—
particularly income, education, and financial autonomy—in improving maternal healthcare
utilization and outcomes in Nigeria. The study recommends targeted policy interventions
aimed at reducing socioeconomic inequalities, expanding access to health insurance, and
improving women's education to enhance maternal health outcomes.