Data and code for "On the Impact of Federal Housing Policies on Racial Inequality"
Domaine:
socioeconomicType de record:
dataset
Créateur:
Ali
Éditeur:
ICP
Hôte:
Using data on the value of Federal Housing Administration mortgage insurance between 1935 and 1939, I estimate the effect of the agency’s program on racial disparities in home-ownership and home values. The distance between an FHA office and counties within its jurisdiction is used as an instrument. I find that insurance activity had a negligible effect on the racial gap in home-ownership, and a sizable effect on the gap in home values. Results suggest that while African American households continued to acquire homes, they may have chosen lower-priced properties as they lacked the same access to credit as White buyers.
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