This study investigated undergraduate students' awareness and utilization of artificial intelligence (AI) tools for learning in Katsina State, Nigeria. Utilizing a descriptive survey research design, the study targeted a population of 59,780 undergraduate students across three universities, from which a sample of 382 students (251 males and 131 females) was selected via proportionate sampling. Data were collected using a structured instrument adapted from Adebayo et al. (2021), validated through expert panel review, and established as reliable (α= 0.83). Descriptive statistics (frequencies and percentages) answered the research questions, whereas independent samples t-tests evaluated the null hypotheses at the α = 0.05 significance level. The empirical results demonstrated that a substantial majority of undergraduates lack awareness of educational AI tools (75.1%) and do not utilize them for academic purposes (80.5%). Furthermore, inferential analysis revealed no statistically significant differences between male and female students regarding awareness (t(380) = 0.877, p = 0.401) or utilization (t(380) = 0.499, p = 0.508). These findings indicate uniform baseline competencies across genders, thereby refuting traditional assumptions within Gender Schema Theory that code advanced computing as a predominantly masculine domain. The study concludes that the primary impediments to AI adoption in higher education are institutional and structural rather than gender-dependent. Consequently, it is recommended that university administrators establish deliberate digital literacy programs, institutional stakeholders strengthen computing and internet infrastructure, and educational policymakers adopt gender-neutral guidelines for implementing educational technologies.