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The Impact of Microcredit on Entrepreneurship Development in Nigeria

Domaine:

socioeconomic

Type de record:

paper
Créateur:
AbdIsa
Éditeur:
Fir
Hôte:
This study examined the impact of microcredit on entrepreneurship development in Nigeria, using selected SMEs in Bauchi Metropolis as a case study. A descriptive research design was adopted, with a population of 373 staff from ten entrepreneurial firms. Using stratified sampling, 193 respondents were selected, and 192 valid responses were analyzed. Data were analyzed using Pearson correlation for hypothesis one and ANOVA for hypotheses 2 and 3, respectively. The findings revealed that microcredit has a significant positive impact on entrepreneurship development. However, several challenges hinder effective financing of SMEs, including limited access and high costs. The study concludes that while microcredit is a vital tool for promoting entrepreneurship, its full potential remains underutilized. It recommends that financial institutions and policymakers expand access to affordable microcredit, particularly for start-ups and small-scale enterprises, to enhance business performance and support economic growth in Nigeria.

Visit

doi.org

Languages

Bauchi

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